Health Insurance Requirements
Federal regulations require that all J-1 exchange visitors and J-2 dependents have health insurance that meets specified minimum requirements. Coverage must run for the entire duration of the exchange visitor’s program in the US.
U.S. Department of State Minimum Requirements
Your health insurance policy must meet these federal standards for the entire duration of your DS-2019 form:
Medical benefits: At least $100,000 per accident or illness
Medical evacuation: At least $50,000 to transfer you to your home country
Repatriation of remains: At least $25,000
Deductible: No more than $500 per accident or illness
Co-payments: Must not exceed 25% of covered benefits
Pre-existing conditions: Must be covered after a reasonable waiting period (up to 6 months)
Underwriter rating: Must be backed by an insurance corporation with an A.M. Best rating of "A-" or above (or equivalent rating)
Willful noncompliance with the J-1 insurance requirements (as detailed below) is a violation of US government regulations that results in immediate termination of your status.
Need help finding a plan?
Please contact us at info@gravityintprog.com for information about health insurance plans. We will guide you to an insurance company that offers coverage meeting these requirements.
Our Story
Gravity International Programs Inc. is designated by the U.S. Department of State as a sponsor of the Exchange Visitor Program in Training and Intern categories. Our goal to provide cultural exchange programs brings diverse people from around the world together for the common purpose of expanding capabilities, enriching experiences and forming lasting connections. These training and internship programs are intended to increase participants’ understanding of the American culture and society and to enhance Americans’ knowledge of foreign cultures and skills through an open interchange of ideas between participants and their host companies.